Astrofinance Loans: Loans and Personal Loans and Payout, Rata Calculation and Simulation

Astrofinance loans are among the most requested in Italy and by those who want to make an investment of a certain importance, such as access to a loan for the first home loan or for the renovation of the second home, which who must face unexpected expenses, such as the replacement of the car, the purchase of a motorcycle, the choice of furniture, the payment of university fees for children, a trip and so on. The reason? This Italian bank, a consolidated entity of the Crediter group, offers favorable conditions for loans to households for the purchase of goods and services.

Astrofinance loans

Astrofinance loans

As for the characteristics of Astrofinance loans, we immediately say that the amount of money that can be requested ranges from a minimum of 1,000 euros to a maximum of 60,000 euros. There is no need to change bank, as once your request has been accepted, you will be paid the entire sum in your bank account. In reference to the repayment of the loan, you are automatically placed on your bank account. Zero risks that you can forget to pay an installment.

How to get loans

How to get loans

Let’s start with the requirements for obtaining a Astrofinance loan. You must have an age between 18 and 75, a demonstrable income, reside in Italy and be the holder of a current account. Then you can complete the whole procedure online. Simply connect to the website, look for the “personal loans” section and make the request, specifying the category of the type of project you intend to make (vehicles, home, real estate, leisure, other), enter the amount, calculate the installment. If you are satisfied with the conditions proposed (always check the final amount to be paid, the duration of the repayment schedule, the amount of the installment, the TAN, the APR and the additional expenses), all you have to do is fill in the form insertion of personal data and proceed with digital signature.

The Astrofinance experts will assess your request and give you an answer within a couple of days. After that the payment of the sum of money requested will take place immediately on your current account. The times are really short, as the bureaucratic aspects are reduced to the minimum terms. This additional liquidity request formula is designed to give those who have a certain urgency. For this reason, in principle, the economic amount is paid in a period of time ranging from 24 to 48 hours. In case of a negative result, you can be informed about the reason for the refusal of your loan request, by contacting directly with the Astrofinance agency closest to you.

Selection guide

Selection guide

An example will be particularly useful for understanding the conditions of Astrofinance loans. Are you interested in buying a new small car and you need 15,000 euros ? With an amortization schedule of 96 months, the installment to be settled is fixed at 199 euros. The TAN is 6.25% and the APR is 6.43. The total amount due to the customer amounts to 19.104 euros.

But that is not all. Flexibility is certainly one of Astrofinance’s strengths, as it confirms itself as a reliable partner of every client in the realization of projects, making access to credit simple. After having repaid the first 6 installments regularly, you can therefore change the amount of the agreed installment. The one in question is really an interesting opportunity in the circumstance in which I was forced to review your monthly or family outings and you could not pay the installment indicated in the contract. In addition, Astrofinance allows you to skip the payment up to three times, postponing it at the end of the loan.

Astrofinance Loans

Astrofinance Loans

As you can easily guess, the ” change of installment ” and the ” jump of the installment ” are personalized payment proposals: change the amount of the installment becomes in fact an operation that you can make every month and absolutely free. All under the banner of maximum transparency, given that the minimum and maximum limits are black and white in the contract.

Early extinction

Early extinction

Astrofinance allows you to pay off the loan early. If you intend to pay in advance the amount of money you owe to Astrofinance for your loan application, you only need to go to the customer agency closest to you and complete the form and deposit.